Coverage

Target groups

Coverage

Workers:
● Locals
● Non-residents

● After the termination of the labour relation, the worker is guaranteed the payment of the following outstanding claims:
1. Basic remuneration and indemnities or compensations of six months prior to the termination of the labour relation;
2. Compensations resulting from work accidents or occupational diseases when no labour insurance is purchased;
3. Dismissal compensation that the non-resident worker is entitled to due to the revocation of the employer's employment permit;
4. Non-resident worker's accommodation allowance of six months prior to the termination of the labour relation;
5. Non-resident worker's transportation cost to home country.

● The worker, regardless the labour relation has terminated or not, is guaranteed the payment of compensations resulting from work accidents or occupational diseases when the employer purchased labour insurance but the insurance entity fails to fulfil the obligation due to bankruptcy.

Family members of workers who died due to work accidents or occupational diseases (paragraph 2 of Article 50 of Decree-law No. 40/95/M):
● Spouse (including ex-spouse with rights to alimony);
● Children (including unborn children, children under the age of 18, children up to 25 years of age economically dependent on the victim, and children unable to work due to physical or mental disability);
● Ascendants, as long as the victim had contributed regularly for their livelihood.

The family members of workers who died due to work accidents or occupational diseases are guaranteed the payment of the corresponding compensations (from a minimum of MOP300,000 to a maximum of MOP1,000,000) when the employer did not purchase labour insurance, or when the employer purchased labour insurance but the insurance entity fails to fulfil the obligation due to bankruptcy.